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No big deal. Was she ever wrong! The book's sections on use of insurance and planning for death, and its step-by-step instructions for each planning phase, are exceedingly useful. How to stretch an IRA. If there are children from a previous marriage and there is no will, your assets may not go to your spouse or partner the way you want. Louise thought she could transfer the proceeds from the account into an IRA in her own name, let the money grow, and start taking out an income when she retired.

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Chapter 1 "Twenty-one Myths That Can Make You Poor"for instance, is right on target, and is followed by excellent chapters on estate, insurance, investment, and retirement problems with which a gay or lesbian couple must contend.

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Actually, there is a very big difference. Spouses in legally recognized marriages are protected, but since federal law does not recognize your relationship, you are not protected in the same way. In the meantime, please feel free to search for ways to make a difference in your community at www.

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Social Security doesn't protect the surviving partner.

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